Our history began as a Father and Son team in 1983, with roots that began over forty years ago in 1967 with the prior firm of Apple and Bernstein, P.C. Ours is a family-oriented company concentrating in all areas of commercial and consumer collections and protecting creditors’ rights with over 75 years of combined experience in representing all types of large, medium and small business creditors in State, Federal and Bankruptcy Courts. We also have been privileged to have worked for many years with a well established network of the top collection companies, lawyers and law firms throughout the USA and around the world. We can help you collect your problem accounts wherever necessary.

   Our professional debt collectors and lawyers have a great wealth of expertise in collections of all types of commercial and consumer claims before suit and in State, Federal and Bankruptcy Courts, as well as all related areas of creditor-debtor law. I personally have had over 32 years experience in the collections industry. Furthermore, our excellent support staff has been working well together for 20 years or more to facilitate all our legal and collection services, ease communications on all matters and assure all our clients’ needs are met.

   Our entire team prides itself in providing top quality collection and legal recovery services at reasonable, competitive and mutually agreed fees, and then reporting to our clients regularly as each of their cases progress. Our contingency fees and our professional team do not cost money; they make our client’s money. It has been proven for thousands of clients around the world over the past twenty-five (25) years. Competitive hourly and flat fees are also available. Let us show you what our vast array of professional experiences can do for you and your company to resolve your collection problems.

   We have previously been members of the Commercial Law League of America (CLLA) and National Association of Retail Collection Attorneys (NARCA). We have all the computers and specialized collection software to allow us to handle all of our clients’ cases in volume, or one at a time; electronically via email, by fax or by good, old reliable paper. The choice is yours; you will still get the top quality services and the personal touch that our clients have come to expect over the years.

   Bank references and law list contacts are available upon request. Free initial consultations are available to all current and potential clients. Please contact us by phone, email, fax or USPS mail at your convenience. We look forward to working together to help you successfully work your way through collecting your problem accounts. Thanks for your time and your thoughtful consideration of our firm to work together with you to increase your “bottom-line”.

Very truly yours,
James R. Apple
James R. Apple, Collection Manager